Latest PPF NSC SCSS interest rates for July–September 2026 remain unchanged. Check PPF 7.1%, NSC 7.7%, SCSS 8.2%, latest government update and tax benefits.
The Government of India has announced the Latest PPF NSC SCSS Interest Rates for the July–September 2026 quarter. According to the latest notification from the Department of Economic Affairs, interest rates on major Small Savings Schemes remain unchanged. Public Provident Fund (PPF) continues to offer 7.1%, National Savings Certificate (NSC) offers 7.7%, while the Senior Citizens Savings Scheme (SCSS) provides 8.2% annually. These government-backed schemes remain among India's safest investment options for long-term savings, retirement planning, and tax-efficient wealth creation.
PPF is best for long-term tax-free wealth creation.
NSC is suitable for medium-term savings with tax benefits.
SCSS is ideal for senior citizens seeking regular income.
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Official Source: Department of Economic Affairs, Ministry of Finance (Latest Small Savings Scheme Interest Rate Notification)
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Latest PPF NSC SCSS interest rates
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July September 2026 interest rates
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The Latest PPF NSC SCSS Interest Rates for the July–September 2026 quarter remain unchanged, reaffirming the Government's commitment to stable returns for small savers. With PPF offering tax-free long-term growth, NSC providing fixed returns with tax benefits, and SCSS ensuring regular income for senior citizens, these schemes continue to be among the safest investment options in India. Investors should choose the scheme that best matches their financial goals, investment horizon, and tax planning needs.
Frequently Asked Questions
What is the latest PPF interest rate in 2026?
The latest PPF interest rate for the July–September 2026 quarter is 7.1% per annum, compounded annually.
What is the latest NSC interest rate?
The National Savings Certificate (NSC) offers 7.7% per annum for the July–September 2026 quarter.
What is the latest SCSS interest rate?
The Senior Citizens Savings Scheme (SCSS) offers 8.2% per annum, with interest paid every quarter.
Has the government changed Small Savings interest rates?
No. The Government has kept the interest rates unchanged for the July–September 2026 quarter.
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